US Company Setup
1099 for Foreign Contractors: Usually None, Get a W-8BEN
Paying a developer in Toronto or Sydney? You usually file no 1099 at all. Get the right W-8 on file, and know the cases where the rules flip.
Oct 31, 2026 · 9 min read
For AI founders · US · Canada · Australia
The playbook for building an AI startup from anywhere.
Company setup, costs, tools and fundraising for founders in the US, Canada and Australia. Every fee is sourced and every price is dated. Written founder to founder by Saksham Dogra.
Tools
n8n vs Make vs Zapier Cost Calculator Enter your monthly runs and see what each platform costs in USD, CAD or AUD, plus optional AI token spend. Open tool LLC Annual Cost Calculator See what a Delaware, Wyoming, California, Texas or Florida LLC costs each year, and download every filing deadline as a calendar file. Open tool California $800 LLC Tax Checker Answer a few questions to see if your out-of-state LLC is likely doing business in California, what it owes and when. Open tool LLM API Cost Calculator Enter tokens per request and requests per month to compare the monthly API bill across Claude, GPT and Gemini models in USD, CAD or AUD. Open tool
Latest
US Company Setup
California $800 LLC Fee: When Out-of-State LLCs Owe It
Forming in Delaware or Wyoming does not keep you out of California's tax. Manage the LLC from California, or sell enough there, and it owes $800 a year.
Oct 31, 2026 · 9 min read
US Company Setup
Delaware Franchise Tax Penalty: $200 + 1.5% a Month
Miss Delaware's 1 March or 1 June deadline and the penalty is small. Keep ignoring it and the state voids your corporation or cancels your LLC.
Oct 31, 2026 · 9 min read
AI Tools
Google Workspace Pricing: Gemini Included, USD/CAD/AUD
Gemini is no longer a paid add-on. The real decision is the tier: Starter gets Gemini in Gmail and Vids, and Standard at $14 adds Docs, Sheets, Slides, Drive, Meet and Chat.
Oct 31, 2026 · 9 min read
Founder Playbooks
YC Winter 2027 Deadline: Nov 2, 8pm PT (Toronto, Sydney)
The on-time deadline is Monday night Pacific. Here is the time in Toronto and Sydney, what YC's 7% plus uncapped MFN SAFE costs you, and whether you need a US parent.
Oct 31, 2026 · 9 min read
AI Automation
n8n AI Agent Cost: On Small Models, the Fee Is 10x Tokens
Every n8n agent run has two bills, and which one matters depends on the model: $0.85 vs $17 per 1,000 turns between a small and a frontier model.
Oct 29, 2026 · 9 min read
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US Company Setup
1099 for Foreign Contractors: Usually None, Get a W-8BEN
Paying a developer in Toronto or Sydney? You usually file no 1099 at all. Get the right W-8 on file, and know the cases where the rules flip.
Oct 31, 2026 · 9 min read
California $800 LLC Fee: When Out-of-State LLCs Owe It
Forming in Delaware or Wyoming does not keep you out of California's tax. Manage the LLC from California, or sell enough there, and it owes $800 a year.
Oct 31, 2026 · 9 min read
Delaware Franchise Tax Penalty: $200 + 1.5% a Month
Miss Delaware's 1 March or 1 June deadline and the penalty is small. Keep ignoring it and the state voids your corporation or cancels your LLC.
Oct 31, 2026 · 9 min read
T1134 Due Date and Penalty for Canadians With a US LLC
The CRA treats your US LLC as a foreign corporation, so you likely owe a T1134 every year. For a calendar-year individual, the 2025 return is due October 31, 2026.
Oct 29, 2026 · 10 min read
AI Automation
n8n AI Agent Cost: On Small Models, the Fee Is 10x Tokens
Every n8n agent run has two bills, and which one matters depends on the model: $0.85 vs $17 per 1,000 turns between a small and a frontier model.
Oct 29, 2026 · 9 min read
n8n WhatsApp Chatbot Cost: Meta's New Fees, Free JSON
Meta now bills WhatsApp service replies after 1,000 free a month per number. 500 conversations a month runs about $57 on n8n Cloud Pro, or about $16 self-hosted.
Oct 29, 2026 · 8 min read
n8n Lead Generation Workflow: Free JSON, 2.3 Cents a Lead
Catch, enrich, score, log and alert in one n8n flow that counts as one execution per lead. Copy the JSON, then check consent rules before you email anyone.
Oct 28, 2026 · 9 min read
n8n Self-Hosted vs Cloud: $6.49 VPS or the €20 Plan?
Self-hosting n8n is free to license and the server is cheap. The hours spent patching, backing up and upgrading it are what tip the math.
Oct 28, 2026 · 8 min read
AI Tools
Google Workspace Pricing: Gemini Included, USD/CAD/AUD
Gemini is no longer a paid add-on. The real decision is the tier: Starter gets Gemini in Gmail and Vids, and Standard at $14 adds Docs, Sheets, Slides, Drive, Meet and Chat.
Oct 31, 2026 · 9 min read
AI Voice Agent Cost Per Minute: $0.09 to $0.21 All-In
The platform fee on the pricing page is one of five bills. Count speech-to-text, the LLM, the voice and the phone line, and most agents land at $0.09 to $0.21 a minute.
Oct 28, 2026 · 9 min read
Claude Code vs Codex vs Cursor Pricing and Usage Limits
All three start around $20 a month, but what that $20 buys is very different. If you code with an agent all day, a flat plan beats an API key.
Oct 28, 2026 · 9 min read
Cursor Pricing Plans: $8 to $200, and Claude Now Costs Extra
Cursor's subscription no longer includes Claude or GPT usage. Premium at $30 is still the plan most developers need, and if Claude or GPT is all you want, their own $20 plans cost less.
Oct 28, 2026 · 8 min read
Founder Playbooks
YC Winter 2027 Deadline: Nov 2, 8pm PT (Toronto, Sydney)
The on-time deadline is Monday night Pacific. Here is the time in Toronto and Sydney, what YC's 7% plus uncapped MFN SAFE costs you, and whether you need a US parent.
Oct 31, 2026 · 9 min read
C Corp vs LLC for Startups: Why VCs Want Delaware C-Corps
Self-funded and profitable? An LLC is taxed once and costs less. Raising venture money or granting real equity? Form the Delaware C-corp.
Oct 28, 2026 · 8 min read
Post-Money SAFE Explained: $500K at a $5M Cap Is 10%
On a post-money SAFE, the ownership you sell is the check divided by the cap. SAFEs stack, so you can sell a fifth of the company before your priced round starts.
Oct 28, 2026 · 7 min read